Six financial planning topics for 2026, including RMDs, Roth conversions, and catch-up contributions for high earners. Chris discusses strategies for charitable giving, beneficiary designations, and updated 401(k) and HSA contributions limits. 

We discuss what the latest rate cut, added liquidity, and what Fed policy outlook could mean for markets—and why, we believe, that long-term, goals-based planning remains prudent.

When it comes to retirement planning, one crucial piece often gets overlooked: your will. As you near retirement, a quick review can help ensure your wishes are clear and up-to-date, and your loved ones are protected.

Vector advisor Chris Wagner explores how intentional conversations about values, goals, and financial plans can empower every family member, foster trust, and ensure everyone is rowing in the same direction. (podcast)

High earners often assume Roth IRA contributions are off the table, but a backdoor Roth strategy can reopen that door in a meaningful way. Senior Wealth Advisor Mike Nesheim shares the story of how one couple created long-term tax flexibility through annual Roth conversions. (podcast)

Consumer sentiment has fallen to one of its lowest points of the current expansion, but the broader economic picture is more balanced than the headlines suggest. Inflation expectations are stabilizing, markets have held up, and long-term trends offer perspective. (podcast)

This edition of Well Balanced takes inspiration from the open seas — reminding us that when the wind changes, we can still adjust our sails. Dive in for fresh insights, practical planning tips, and a few stories to keep you steady no matter which way the wind blows.

Compound interest is the quiet engine behind long-term investing — the idea that your interest earns interest, creating growth on top of growth over time. (podcast)