September is the only month in market history with a negative average return. But that reputation is shaped by a handful of extreme events, not steady seasonal weakness. Here’s how to view September in context—and why disciplined, long-term investing turns uncertainty into opportunity.

As discussed on Today’s Business Radio, airing on Twin Cities stations KFAN and KTLK, host Tom Lyons sat down with Joe Grochowski, an senior wealth advisor from Vector Wealth Management, to talk about how bucket-based planning organizes retirement savings into time-based segments, giving clients confidence.

As discussed on Today’s Business Radio, airing on Twin Cities stations KFAN and KTLK, host Tom Lyons sat down with Joe Grochowski, an senior wealth advisor from Vector Wealth Management, to talk about how retirees and long-term investors can navigate stock market volatility.

Many parents who have built substantial wealth over decades want to ensure their children develop a healthy, informed relationship with money. The goal is simple: help adult children avoid costly mistakes and prevent dependence.

Discussion of smart, flexible ways to access short-term liquidity. In this episode, we explore three liquidity strategies using your portfolio—60-day IRA rollovers, margin loans, and pledged asset lines. (Podcast with David Moser)

Teens want to be entrepreneurs. More retirees are using ChatGPT. And MN school boards once said the State Fair offered “more to be learned in a single day at the fair than in double the time at school or college.” Plus: hydration hacks, tax-advantaged savings, and round up of our latest podcasts.

Join Vector’s Jason Ranallo as we explore stock market highs, robust earnings, and the future of interest rates in our latest podcast episode. Read, watch or listen.

Tom Lyons—a Vietnam-era U.S. Air Force veteran, M&A advisor, and passionate philanthropist—shares how his military service inspired founding the Minnesota Veterans Pantry. (podcast hosted by Chris Wagner)