SOJOURN™ – A Pause in the Path of a Longer Journey
When you think about retirement, what are some things that come to mind? Travel, time to pursue your passions, giving back to your community, or spending time with those you love. Retirement can create feelings of uncertainty and questions about what is financially possible. This is natural. Vector developed the SOJOURN™ process to answer these questions.
SOJOURN™ allows us to deliver on our promise to you – To give you an understanding and confidence around your financial life that you have never experienced before.
SOJOURN™ creates a custom investment policy based on what you are asking your assets to do for you.
Assets are segmented based on
when they will be consumed
At Vector we determine how much of each of our clients’ assets have to be in specific time-frames to help support the income objectives they have in retirement.
are made over time
As you begin to consume from your assured income portfolio, all four portfolios are adjusted to achieve the growth or stability required over the assigned time-frame.
Retirement income is staged to
take advantage of market cycles
Segregating portfolios based on return expectations and time horizons achieves the growth or stability required over the assigned time-frame, liberating your income sources from the volatility of market cycles.
The process includes three proprietary characteristics:
Assets are segmented into four portfolios based on specific timeframes (Years 1-3, 4-9, 10-15, and 16+)
Adjustments to each portfolio are made over time to achieve individual growth and stability goals
Retirement income is staged to reap the most benefit from fluctuating market cycles
Performance is not guaranteed. Investing involves risk (including loss of capital).
SOJOURN™ is our proprietary planning approach and application that integrates each client’s financial life plan into a unique investment policy
Strategic Long-Term Growth
The SOJOURN™ process creates a discipline around withdrawal strategies, staging retirement income while also integrating long-term growth investing to best take advantage of market cycles
Peace of Mind
Our approach provides confidence in meeting income needs throughout your lifetime by managing the amount of risk present in portfolios designed for the first years of retirement
Investing – the Vector Way
Investment policy based on your life plan — we call this goals based investing
Our goals based investing approach brings clarity to what you are asking your assets to do short-term (income), and what you are asking your assets to do long-term (growth), to meet your life goals
Your SOJOURN™ wealth plan drives the discussions regarding asset al location, leading to an organic, dynamic investment policy based on the highly refined division of assets of Assured Income, Preservation, Accumulation and Legacy