Are annuities a boon or a bane for your portfolio? When is it wise to hold onto an annuity, and when might it be time to let go? Vector’s Mike Nesheim discusses annuities. (podcast)

This week’s podcast is a discussion focused on the balance between holding cash and long-term investments. We compare investment strategies for individuals and large-scale entities given the backdrop of potential interest rate cuts by the Federal Reserve.

Stock quote: Is everything connected, so that events create resonances like ripples across a net? Or do things merely co-occur and we give meaning to these co-occurrences?” Well Balanced Vol. 27 is a round-up of topics helping you get today right.  

Sharon Calhoun, managing director at Vector, is joined by senior housing counselors Liz Rue and Lisa Woltrang from Folkestone in Wayzata. In this podcast, they emphasize the necessity of discussing transitions during times of calm rather than crisis, allowing for thoughtful decision-making.

Of the $34 trillion of US debt outstanding, around 30 percent is expected to be refinanced at potentially higher rates in 2024. We discuss the implications of a trillion dollar interest payment alongside the Fed’s mandate of stable prices through the setting of interest rate policy.

Vector Wealth Management is proud to support ‘Inside Senior Living,’ a docu-series that explores aging. The series, set to premiere in 2024, delves into the lives of seniors and their families as they navigate the complexities of aging and make crucial decisions about their living arrangements.

Knowing your business’s valuation today could be more helpful than you think. Your valuation can help inform your future plans, growth opportunities, and when the time comes, how much someone else might be willing to pay for your company

In the 4th quarter, we saw a commendable performance from both the stock and bond markets, with returns ranging from 8-12% for stocks and 5-6% for bonds. This was a strong finish to the year and a reflection of the resilience in the markets.