While we value short-term, high-quality bonds for a portion of the portfolio, it’s important to consider the total percentage owned in one’s portfolio. We discuss how taxes and inflation can affect “real” returns and how historically, a diversified portfolio has compared to bonds.

The separation principle is the idea that monetary policy and lender-of-last-resort functions should be carried out independently. The separation of functions is intended to prevent conflicts of interest. (video)

Why does it seem like the market goes down faster than it goes up? We dive into the notion that stock market movements seem to take the escalator up and the elevator going down.

Change surrounds us in our personal lives and certainly our financial lives. Change can be hard at times, as we naturally seek to find certainty in the unknown.