There are three basic forms of cognitive decline associated with aging. This article suggests strategies to help manage cognitive decline. (article)

This 38th edition of our Well Balanced newsletter reflects on the value of slowing down and paying attention in a fast-paced world, highlighting how intentional habits, financial planning, and community connection contribute to a more meaningful life.

What happens to a 529 plan if your child or grandchild decides college isn’t the right path? Fortunately, these accounts offer flexibility—funds can be used for trade schools, international education, student loan repayment, and even Roth IRA rollovers.

At Vector, we emphasize the phrase “avoid becoming a forced seller.” It’s more than a behavioral rule of thumb, we believe it helps with prudent decision making, staying focused during the downturns, and being available for opportunities. (article)

Markets endured their steepest daily decline since the early days of the COVID crisis this week, as investor sentiment was rattled by new tariff announcements and heightened recession concerns. (article)

No one wants to deal with an IRS audit, but certain red flags can increase the likelihood of one. From high income levels to unreported income and business losses that resemble hobbies, understanding these triggers can help you be more prepared when filing your taxes.

Want to help your child or grandchild build a strong financial future? A custodial Roth IRA can provide a head start on saving, offering tax-free growth and valuable lessons in financial responsibility.

This 37th edition of our Well Balanced newsletter explores a practical productivity framework (the 3-3-3 Method), a snapshot of today’s housing market, and a historical look at land policy and its modern-day implications. Plus, check out the latest podcasts and posts from the Vector team.