SOJOURN – A Pause in the Path of a Longer Journey

We begin every relationship by listening and developing a SOJOURN wealth plan, our proprietary application and experience which serves as your financial foundation for refined decision making including asset allocation

SOJOURN

SOJOURN allows us to deliver on our promise to you – To give you an understanding and confidence around your financial life that you have never experienced before.

SOJOURN creates a custom investment policy based on what you are asking your assets to do for you.

Assets are segmented based on when they will be consumed

Assets are segmented based on
when they will be consumed

At Vector we determine how much of each of our clients’ assets have to be in specific time-frames to help support the income objectives they have in retirement.

Portfolios adjustments are made over time

Portfolios adjustments
are made over time

As you begin to consume from your assured income portfolio, all four portfolios are adjusted to achieve the growth or stability required over the assigned time-frame.

Retirement income is staged to take advantage of market cycles

Retirement income is staged to
take advantage of market cycles

Segregating portfolios based on return expectations and time horizons achieves the growth or stability required over the assigned time-frame, liberating your income sources from the volatility of market cycles.

The process includes three proprietary characteristics:

Assets are segmented into four portfolios based on specific timeframes (Years 1-3, 4-9, 10-15, and 16+)

Adjustments to each portfolio are made over time to achieve individual growth and stability goals

Retirement income is staged to reap the most benefit from fluctuating market cycles

Performance is not guaranteed. Investing involves risk (including loss of capital).

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Unique Planning

SOJOURN is our proprietary planning approach and application that integrates each client’s financial life plan into a unique investment policy

Strategic Long-Term Growth

The SOJOURN process creates a discipline around withdrawal strategies, staging retirement income while also integrating long-term growth investing to best take advantage of market cycles

Peace of Mind

Our approach provides confidence in meeting income needs throughout your lifetime by managing the amount of risk present in portfolios designed for the first years of retirement

Investing – the Vector Way

Investment policy based on your life plan — we call this goals based investing

Financial Clarity

Our goals based investing approach brings clarity to what you are asking your assets to do short-term (income), and what you are asking your assets to do long-term (growth), to meet your life goals

Dynamic Investment

Your SOJOURN wealth plan drives the discussions regarding asset al location, leading to an organic, dynamic investment policy based on the highly refined division of assets of Assured Income, Preservation, Accumulation and Legacy