SOJOURN™ – A Pause in the Path of a Longer Journey
We begin every relationship by listening and developing a SOJOURN™ wealth plan, our proprietary application and experience which serves as your financial foundation for refined decision making including asset allocation
SOJOURN™ allows us to deliver on our promise to you – To give you an understanding and confidence around your financial life that you have never experienced before.
SOJOURN™ creates a custom investment policy based on what you are asking your assets to do for you.
Assets are segmented based on
when they will be consumed
At Vector we determine how much of each of our clients’ assets have to be in specific time-frames to help support the income objectives they have in retirement.
are made over time
As you begin to consume from your assured income portfolio, all four portfolios are adjusted to achieve the growth or stability required over the assigned time-frame.
Retirement income is staged to
take advantage of market cycles
Segregating portfolios based on return expectations and time horizons achieves the growth or stability required over the assigned time-frame, liberating your income sources from the volatility of market cycles.
SOJOURN™ is Vector’s proprietary software application with a primary purpose of fulfilling our unique value as a financial wealth management firm. That unique value is to give our clients an understanding and confidence around their financial lives that they have not experienced before.
This process creates a custom investment policy that is based on what you’re asking your assets to do for you. Technically, we call it goals-based investing. Goals-based investing allows your assets to support your income need through time-frame appropriate allocations for high probability returns.
The process includes three proprietary characteristics:
Assets are segmented into four portfolios based on specific timeframes (Years 1-3, 4-9, 10-15, and 16+)
Adjustments to each portfolio are made over time to achieve individual growth and stability goals
Retirement income is staged to reap the most benefit from fluctuating market cycles
Performance is not guaranteed. Investing involves risk (including loss of capital).
SOJOURN™ is our proprietary planning approach and application that integrates each client’s financial life plan into a unique investment policy
Strategic Long-Term Growth
The SOJOURN™ process creates a discipline around withdrawal strategies, staging retirement income while also integrating long-term growth investing to best take advantage of market cycles
Peace of Mind
Our approach provides confidence in meeting income needs throughout your lifetime by managing the amount of risk present in portfolios designed for the first years of retirement
Investing – the Vector Way
Investment policy based on your life plan — we call this goals based investing
Our goals based investing approach brings clarity to what you are asking your assets to do short-term (income), and what you are asking your assets to do long-term (growth), to meet your life goals
Your SOJOURN™ wealth plan drives the discussions regarding asset al location, leading to an organic, dynamic investment policy based on the highly refined division of assets of Assured Income, Preservation, Accumulation and Legacy
The Sojourn™ Experience is Life Changing!
Sojourn™ is an incredibly effective way to give you understanding and confidence of your life plan – you can’t believe it until you experience it.