Our Goal

To give our clients an understanding and confidence around their financial lives that they have not experienced before.

Our Approach to Integrated Wealth Management

Each client relationship begins by the Vector team listening and developing a SOJOURN wealth plan, a proprietary application and process which serves as the client’s financial foundation for refined decision making.


Client Centric

Each client receives services from an advisor, a portfolio manager, and an advanced planning specialist, enabling clients to benefit from a range of skills and perspectives.


Planning Focused

Clients receive access to in-depth, Advanced Planning services. These begin by developing a customized SOJOURN plan, defining individual circumstances and personal goals to create an understanding and confidence in the plan possibilities.


Fiduciary

We are in the minority of financial services firms who are true fiduciaries – acting only and solely in the clients’ interest


Transparency

We keep an empty chair in the corner of our conference room to represent the clients’ presence in every internal meeting – a reminder of who we serve.


Refined Decision Making

Each client relationship begins by the Vector team listening and developing a SOJOURN wealth plan, a proprietary application and process which serves as the client’s financial foundation for refined decision making.


Staging of Assets

With a segmented portfolio structure, the SOJOURN process provides long term liquidity, stability, and growth while managing volatility, liberating your income sources from the volatility of market cycles.


Investment Philosophy

Strategic portfolio construction using a combination of low cost, tax efficient, passive management indexing combined with active management where advantageous.


Team Approach

We adopt a team-based approach recognizing that the best way to solve unique, complex financial challenges is to utilize multiple perspectives, resources, and areas of expertise.


Retirement Planning

Our core competency is helping clients prepare and transition from the accumulation phase to the distribution phase of life with understanding and confidence


Simplify Life

The Vector approach solves problems and simplifies the lives of our clients by providing financial guidance through life events resulting in clarity and peace of mind.

Is Vector Wealth Management Right for You?      Find Out Here

Helping You Find Your Financial Path

The role of a fiduciary, to which Vector and its Advisors adhere, means to act solely in the interest of our clients through customized investment management, strategic financial planning, and personal consultation

Goals Based Planning Through SOJOURN

SOJOURN Wealth Plan

The SOJOURN process creates a custom-built investment policy based on what you are asking your assets to do for you, providing disciplined withdrawal strategies, financial stability, and peace of mind in retirement.

Investment Management Acumen

Investment Acumen

Unique and customized personal investment policy driven by long-term financial life plan, SOJOURN

Proprietary asset allocation structure creating long-term liquidity, stability, and growth, while managing volatility

Tax Efficiency and Tax Planning

Tax Planning

Minimize taxes through portfolio construction, asset location, and distribution strategies to take advantage of tax bracket breakpoints

Social Security Planning & Insurance Analysis

Social Security Planning & Insurance Analysis

Guidance on whether to begin social security payments at full retirement age, prior to full retirement age, or delay benefits up to age 70

Independent guidance on structuring an appropriate risk management program including the benefits and costs of long-term care and life insurance

Strategic Financial Planning for Executives & Professionals

Strategic Financial Planning for Executives & Professionals

Help navigating and understanding the total economic package and provide detailed advice on Executive Compensation including:

• Stock options
• Deferred compensation
• Restricted stock
• Pension plans
• Key person benefits
• Bonus compensation

Estate, Charitable, & Wealth Transfer Planning

Estate, Charitable, & Wealth Transfer Planning

Expertise and compassion in guiding a surviving spouse through post-death financial matters

Provide clarity in understanding the impact of your existing estate plan with respect to the current federal and state estate tax environment

Strategic philanthropic guidance to maximize charitable gifts while reducing taxes

Investment Acumen

Proprietary asset allocation structure creating long-term liquidity, stability, and growth, while managing volatility

What We Know

Why it’s Important

How We Do It

WE CARE – we help guide our clients through complicated life events and major financial decisions through goals based investing

Together we build a unique and customized personal investment policy driven by YOUR financial life plan

No Conflicts of Interest

Investment Policy

Portfolio Construction

The Art of Rebalancing

Asset Location

Staging of Income

Disciplined Investment Process

We construct portfolios with a disciplined scientific approach to investing using a combination of internal research and third-party research to develop long-term strategic policy and shorter term tactical policy to take advantage of market cycles.

Stock Market Overview

Stock Market Index Source: S&P 500 Total Return Index. Index data obtained from Morningstar, Inc.

Vector’s investment acumen includes:

  • Asset Allocation Strategies driven by and integrated with the SOJOURN wealth plan
  • Investment Real Estate integrated into market based investment strategies
  • Concentrated Position Risk Management (Corporate Stock Incentive Plans)
  • Options Overlay Strategies / Risk Mitigation Strategies
  • Strategic Gain/Loss Harvesting
  • Tax Efficient Portfolio Construction
  • Proactive Strategic and Tactical Portfolio Rebalancing
  • Asset location to optimize family wealth across generations
  • Legacy Asset Strategies
  • Portfolio Expense Audit
  • Investment Overlap Analysis
  • Held-Away Asset Review/Integration
  • Corporate Retirement/Benefit Plan allocation integration